How New Yorkers Can Improve Their Credit Scores Today

Turns out people in New York State are pretty open about their credit struggles online. A new report from Swoop Funding checked out how often people talk about credit and how many of them are kinda negative. Spoiler alert: New Yorkers top the list for complaining the most about their credit.

The Numbers Don’t Lie

For every 10,000 people, around 330 New Yorkers are dropping negative comments about their credit. Nevada and Florida aren’t far behind. In fact, Florida actually had the highest percentage of negative credit comments, with nearly one-third of conversations being pretty grim.

Why Should You Care?

Believe it or not, almost 30% of Americans don’t check their credit scores even once a year. I would be in that category and I probably should change that because knowing my score can help me avoid surprise fees. This can benefit you too by getting a better loan deal, or landing a new apartment.

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Credit Complaints = Financial Stress

When you see people talking bad about credit, it usually means they’re stressed about money, bills, debt, or just trying to figure out how credit works. The good news? Talking about it is the first step to sorting it out.

What Can You Do?

If you haven’t looked at your credit score in a while, no worries because it is easy to check for free. Keeping an eye on it helps us catch problems early and avoid unwanted surprises.Also knowing credit basics can save you some serious cash and stress.

Bottom Line

New York State might be the king of credit complaints, but there is something that you can do about it.If you’re stressed about your credit, go here to find out how you can improve your credit score right now.

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Causes of Credit Card Debt

Credit Card debt in America sits at a record $986 billion. And 35% of American adults carry some kind of credit card balance. Developing good financial habits, such as budgeting, saving, and understanding credit card terms, can help prevent or manage credit card debt effectively. It's important to note that each individual's situation is unique, and a combination of these factors or other personal circumstances can contribute to credit card debt. Here are some of those factors

Gallery Credit: Dr. T