Many New Yorkers May Not Realize Their Health Insurance Stops At The Border

As summer travel season ramps up, a new survey suggests many travelers in New York may not fully understand what happens if they get sick or injured outside the country.

Most Travelers Worry About Medical Emergencies Abroad

According to InsureMyTrip, almost 80% of travelers said they are concerned about getting sick or hurt while traveling internationally. But researchers found far fewer people actually know whether their regular health insurance works overseas.

Many Travelers Are Unclear About Coverage

The survey found only 41% of travelers knew if their domestic health insurance would cover them abroad. Others either said they were unsure or believed their coverage was limited.

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Experts say many Americans mistakenly assume their regular health insurance automatically follows them overseas, but that often is not the case. The report noted that many policies, including Medicare, usually do not cover medical expenses outside the United States.

Travel Insurance Can Help Cover Unexpected Costs

Travel insurance can help protect against expensive surprises during international trips. Emergency medical travel plans may help cover hospital visits, emergency treatment, and medical transportation while abroad. More comprehensive travel insurance plans can help with canceled trips, lost luggage, travel delays, and other unexpected problems.

CDC Encourages Travelers To Compare Coverage

The Centers for Disease Control and Prevention recommends travelers compare policies before leaving the country. The CDC says comparison websites can help travelers review coverage options and pricing side by side before purchasing a plan.

Experts say international medical emergencies can quickly become extremely expensive without proper coverage, making travel insurance one of the most important protections travelers can have before heading overseas.